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Topic: Bank (87 Questions)

Id:
73943
Mujtahid:

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Question: Asslam-O-Alaikum Mera Sawal Ye Hai Ki Mere Bank Account Main Meri Asal Raqam Ke Alawa Jo Paisa Intrest ka Ata hai kya wo jayez hai, Aur agr main Apne Waidain Ke Liye Bnak Min Kuch Raqam fix ker do jisse ki Unko Har Mhine Kuch Kharch Milta Rahe ya Bad main bhi kuch Munafa le sako jab meri umar ho jay to kya ye jayez hoga,aur Pension lena jayez hai ya nahi jabki bank aur goverment apne pas se kuch nahi deti to ye paisa bhi intrst hi hoga meharbani kerke mujhe sahi rah dikhay JAZAH KALLAH O KHAIRUN

Answer: 1) 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. 2)Jo pension milti hai us ko lena jaiz hay.(Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1735). (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 07-11-2016. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
73271
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Bank Main Sona Gold Rakhwa kr loan lay sakty hain? is par Bank sood lay ga kia yah jaiz hy.

Answer: Kisi shaks se ya private ya government ya sami- government bank say is shart per qarza laina keh qarz li gae raqam say ziyada ada kia jaey ga, tu ye sood or haram hay.Laikin agar koe shaks private bank se sood ada kerne ki shart k sath qarz le le tu qarza sahi hoga or is raqam ko istemaal kerna halal hoga or shart batil hogi or shart pora kerne k liay sood daina or laina haram hoga.or agar government bank ya sami-government bank say koe qarza le tu sood se bachne k liay wo shaks ye kare k dil main mujtahid se qarz lene ki niyat kare or is qarze per sood ada kerne ki niyat nah kare agarcha os ko maloom ho k government ya sami-government bank baad is se apni asal raqam or sood wusool kare gi, tab bhi is terah qarza lena jaiz hay. (Ref: Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1,2,7). Update on dated 03-10-2016. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
72768
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Asslam o Alaikum...!! Qibla mera swal ye hai k mein is wqt Pakistan k Allied Bank mein Branch Operation Manager k tor pe kam kr rha hun. Iss Bank k Owner tmam shareholders hain jin mein Muslim aur Non Muslim donu shamil hain. Kya aisy Bank mein job krna sahi hai? aur Kya mein Business Development Manager k tor pe kam kr skta hun? jis ka kam general public se deposit collect krna hai. Mery pas aur be koi job nai hai. kya mein Business Development Manager wali post pe kam kr skta hun? Brae mehrbani genral answer k bjae mery hawlay se clear answer anayat frmaen. JazakAllah...!

Answer: Bank k kaam 2 tara k hote hain: 1) bank k haraam kaam ,maslan jo sodi muaamlaat se talluq rakhte hai un k shuru karne me kise ki numaandaghi karna ,un ki rejisteri karna, un ka ghawa banna aur sodi qarz lene wale se sood wusool karna .aise he wo kaam jo deghar sodi muaamlaat me sharakat ki bina per is se munsalik hai ya sharaab ka karobaar kar rahe hai maslan un k shears baichna ya un ko wusat dene k lie taawun karna haraam kaamo me shumaar hote hai . ye tamaam kaam haram hai aur is shube me job karna jaiz nahe hai aur is department me job karne wala ujrat lene ka mustahiq nahe hai.2) bank k jaiz kaam ye upper biyaan kye kaye kaamo k ilawa hai in ko anzaam dena aur in per ujrat lena jaiz hai. (Ref: Ayatullah Sistani(d.b),Tauzeehul masail 36th edition,hissa jadeed masail pg:453). Update on dated 26-08-16. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
72370
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Assalam wa Alaekum...! Qibla mai Bank mai job karta hu Admin & Security Department mai... Hamari koi public dealing nahi hy... or mene job krne se pehle Quran se istekhara b krwaya tha tau bht behtar aya tha... mujhe ye janna hy k kia mera job krna jaiz hy...? qk log kehte hain isk paiso mai barkat ni hoti... jb k mai apni khushi se bank mai ni aya khud asbaab bn gaye or mere pas koi dusra chance b ni tha.. please meri islah kren ta k mera dil mutmain hosake... or State Bank of Pakistan mai job krna jaiz hy ya nahi? qk uski b public dealing ni hoti.... Shukriya...

Answer: Bank k kaam 2 tara k hote hain: 1) bank k haraam kaam ,maslan jo sodi muaamlaat se talluq rakhte hai un k shuru karne me kise ki numaandaghi karna ,un ki rejisteri karna, un ka ghawa banna aur sodi qarz lene wale se sood wusool karna .aise he wo kaam jo deghar sodi muaamlaat me sharakat ki bina per is se munsalik hai ya sharaab ka karobaar kar rahe hai maslan un k shears baichna ya un ko wusat dene k lie taawun karna haraam kaamo me shumaar hote hai . ye tamaam kaam haram hai aur is shube me job karna jaiz nahe hai aur is department me job karne wala ujrat lene ka mustahiq nahe hai.2) bank k jaiz kaam ye upper biyaan kye kaye kaamo k ilawa hai in ko anzaam dena aur in per ujrat lena jaiz hai. (Ref: Ayatullah Sistani(d.b),Tauzeehul masail 36th edition,hissa jadeed masail pg:453) Update on dated 22-08-16. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
67167
Mujtahid:
Aayat-ul-Allah Khoie

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Question: salam...mufti sahab mny aik dukan khrei ha 3.50 lac ki jis ma se aik lakh advance de dia tha or baki payment october ma deni ha...mera bra bhai bahar hota ha usny kaha tha k wo octber ma 2.5 lac de de ga lkn wo nhe de skta filhal...to ab mery pas do rasty hain aik to ye k ma dukan sale kr k unko 2.5 lac de dun ya phr bank se loan ly k de dun...ab aap baten is halat ma mery lye bank se loan lena jaiz ha ya nhe ? 03318790971

Answer: 1)Kaafir bank se sood (riba) ada karne ki shart par loan lena haram hai aur haram kaam se bachne k liay ye kar sakte hain k raqam ko kaafir bank se qarz ki niyat k baghair lain nah k loan ki niyat se agarchah jaante hoon k kaafir bank asal maal aur sood(riba) dono wosool karay ga. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #8, page#437). 2) Kisi shaks se ya private ya government ya sami- government bank say is shart per qarza laina keh qarz li gae raqam say ziyada ada kia jaey ga, tu ye sood or haram hay.Laikin agar koe shaks private bank se sood ada kerne ki shart k sath qarz le le tu qarza sahi hoga or is raqam ko istemaal kerna halal hoga or shart batil hogi or shart pora kerne k liay sood daina or laina haram hoga.or agar government bank ya sami-government bank say koe qarza le tu sood se bachne k liay wo shaks ye kare k dil main mujtahid se qarz lene ki niyat kare or is qarze per sood ada kerne ki niyat nah kare agarcha os ko maloom ho k government ya sami-government bank baad is se apni asal raqam or sood wusool kare gi, tab bhi is terah qarza lena jaiz hay. (Ref: Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1,2,7). Update on dated 21-08-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
48494
Mujtahid:
xyz

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Question: main ek govt bank me job krta hu, mujhe yaha din bhar paise ka len den dekhna hota hai,isme sood ki rakam ka len den bhi shamil hota hai, kya meri job haraam hai?

Answer: Haram hay. (Ref : Ayat ul Allah Sistani (db) Book : Jadeed Fiqhi Masaail, Mafhoom e Masla # 283, Pg # 175). Update on dated 11-05-2015.(Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
46959
Mujtahid:
Ayatullah Sisatani

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Question: mai bank ke ek department mai kaam karta hoon jis ka kaam soud par paisay lena aur dena hai liken mera kaam soud se related nahi hai aur mai kuch aur kaam karta hoon jis ja soud se direct koi taluq nahi hai liken indirect hai. kia mera bank ya us department mai kaam karna jaiz hai ?

Answer: It is OK if there is no usury transaction. ( Ref: Ayatullah Sistani d.b, http://www.alulbayt.com/rulings/10.htm). Update on dated 11-05-2015.(Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
63773
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Bin islamic mulk me kafir ki bank se sud liya ja sakta hai but us benk me muslim logo ke bhi accounts hote hai to kya aisi bank se sud liya ja sakta hai???

Answer: Jis bank ka sarmaya(capital) kafiro ka ho us se sood lena jaiz. (Ref : Ayatullah Sistani, Jadeed faqhi masael , Mafhoom e maslah #8 , Pg # 437, Eidition# 5). Update on dated 27-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
147
Mujtahid:
Aayat-ul-Allah Khoie

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Question: Q:1 Is it allowable to take a loan from a bank ( any type of bank ) for the purpose of : (1) purchasing home (2) for the start or expansion of business Q:2 Is it allowable to purchase different things (e.g. car,plant and machinery etc ) on lease either through operating lease or through finance lease ?

Answer: 1-2) Kisi shaks se ya private ya government ya sami- government bank say is shart per qarza laina keh qarz li gae raqam say ziyada ada kia jaey ga, tu ye sood or haram hay.Laikin agar koe shaks private bank se sood ada kerne ki shart k sath qarz le le tu qarza sahi hoga or is raqam ko istemaal kerna halal hoga or shart batil hogi or shart pora kerne k liay sood daina or laina haram hoga.or agar government bank ya sami-government bank say koe qarza le tu sood se bachne k liay wo shaks ye kare k dil main mujtahid se qarz lene ki niyat kare or is qarze per sood ada kerne ki niyat nah kare agarcha os ko maloom ho k government ya sami-government bank baad is se apni asal raqam or sood wusool kare gi, tab bhi is terah qarza lena jaiz hay. (Ref: Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1,2,7). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
3728
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Asslam-o-alikum, With All the blessings of Allah! i am living in rented house and can not afford to buy a house on my own. is it allowed to buy a house thru bank loan in which property will remain in the name of bank till i complete all payments due in account of loan? Please also suggest permissible way to get the home thru bank loan. Dua and Regards

Answer: Kisi shaks se ya private ya government ya sami- government bank say is shart per qarza laina keh qarz li gae raqam say ziyada ada kia jaey ga, tu ye sood or haram hay.Laikin agar koe shaks private bank se sood ada kerne ki shart k sath qarz le le tu qarza sahi hoga or is raqam ko istemaal kerna halal hoga or shart batil hogi or shart pora kerne k liay sood daina or laina haram hoga.or agar government bank ya sami-government bank say koe qarza le tu sood se bachne k liay wo shaks ye kare k dil main mujtahid se qarz lene ki niyat kare or is qarze per sood ada kerne ki niyat nah kare agarcha os ko maloom ho k government ya sami-government bank baad is se apni asal raqam or sood wusool kare gi, tab bhi is terah qarza lena jaiz hay. (Ref: Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1,2,7). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
25027
Mujtahid:
sistani

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Question: mera bhai dubai me kaam karta hai 2 saal se paisa jama kiya india me ghar lene ke liye paise kam pad rahe hai to kya home loan leke ghar le sakte hai?

Answer: Kisi shaks se ya private ya government ya sami- government bank say is shart per qarza laina keh qarz li gae raqam say ziyada ada kia jaey ga, tu ye sood or haram hay.Laikin agar koe shaks private bank se sood ada kerne ki shart k sath qarz le le tu qarza sahi hoga or is raqam ko istemaal kerna halal hoga or shart batil hogi or shart pora kerne k liay sood daina or laina haram hoga.or agar government bank ya sami-government bank say koe qarza le tu sood se bachne k liay wo shaks ye kare k dil main mujtahid se qarz lene ki niyat kare or is qarze per sood ada kerne ki niyat nah kare agarcha os ko maloom ho k government ya sami-government bank baad is se apni asal raqam or sood wusool kare gi, tab bhi is terah qarza lena jaiz hay. (Ref: Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1,2,7). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
15993
Mujtahid:

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Question: Sood lena aure dena kesa hai

Answer: Private ya government ya sami- government bank say is shart per qraza laina keh qarz li gae raqam say ziyada ada kia jaey ga, tu ye sood or haram hay.Laikin agar koe shaks private bank se sood ada kerne ki shart k sath qarz le le tu qarza sahi hoga or is raqam ko istemaal kerna halal hoga or shart batil hogi or shart pora kerne k liay sood daina or laina haram hoga.or agar government bank ya sami-government bank say koe qarza le tu sood se bachne k liay wo shaks ye kare k dil main mujtahid se qarz lene ki niyat kare or is qarze per sood ada kerne ki niyat nah kare agarcha os ko maloom ho k government ya sami-government bank baad is se apni asal raqam or sood wusool kare gi, tab bhi is terah qarza lena jaiz hay. (Ref: Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1,2,7). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
16098
Mujtahid:
sistani

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Question: mere cousin hai jo non-muslim ko 4 to 5 percent monthly interest pe paise dete hai aur ye hi unka source of income hai is it halal or haram

Answer: Kafir se sood lena jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #8, pg#437). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
57750
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Asalam o alekm me dubai me job kar rah hun mai yabha banck ka credit card use karsakte hai

Answer: Credit card use kerna jaiz hay laikn, Private ya government ya sami- government bank say is shart per qraza laina keh qarz li gae raqam say ziyada ada kia jaey ga, tu ye sood or haram hay.Laikin agar koe shaks private bank se sood ada kerne ki shart k sath qarz le le tu qarza sahi hoga or is raqam ko istemaal kerna halal hoga or shart batil hogi or shart pora kerne k liay sood daina or laina haram hoga.or agar government bank ya sami-government bank say koe qarza le tu sood se bachne k liay wo shaks ye kare k dil main mujtahid se qarz lene ki niyat kare or is qarze per sood ada kerne ki niyat nah kare agarcha os ko maloom ho k government ya sami-government bank baad is se apni asal raqam or sood wusool kare gi, tab bhi is terah qarza lena jaiz hay. (Ref: Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1,2,7). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
5065
Mujtahid:
Aayat-ul-Allah Seestani

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Question: kia qaumi bachat bank ka munafa jaiz hai jo ke fix nahi hai kabhi ziada kabhi kam or kabhi fix bhi detain hain

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
1484
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Salam mera sawal yeh hai kia app mujh ko yeh bata saktain hain kai bank mai woh koun say sohbai aisay hain jin mai sodi kaam hota hain or kiya bank may cashier or accounts dept mai kaam karna jahis hai? Plz reply as soon as possible

Answer: Bank k wo shobe jahan soodi maamlaat te pate hen, jese recording, dealing etc , in men job kerna jaiz nahi hai, Albatta ayse departments jin men soodi maamlaat ka ta’al’luq nah ho jese school fees, electronic, or telephonic bill collection waghera, in men job kerne men koi harj nahi hai. (Ref:Ayat Ullah khoe(r.a), Masail-ul-Shariya, Part: 2,Mafhoom e Jawab # 01, pg:51) Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
1012
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Kya Bank mein job kerna sahi hai ya nahi?

Answer: Bank k wo shobe jahan soodi maamlaat te pate hen, jese recording, dealing etc , in men job kerna jaiz nahi hai, Albatta ayse departments jin men soodi maamlaat ka ta’al’luq nah ho jese school fees, electronic, or telephonic bill collection waghera, in men job kerne men koi harj nahi hai. (Ref:Ayat Ullah khoe(d.b), Masail-ul-Shariya, Part: 2,Mafhoom e Jawab # 01, pg:51) Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
51786
Mujtahid:
Hafiz Basher Hussain Najfi

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Question: Kia bank sy Qarza ly kar makan tamer kia ja sakta hy?

Answer: Bank se soodi qarza lena jaiz nahi. Laikin is haram maamle se bachne k liay ye tariqa ikhteyaar kia jasakta hay. 1-Qarz lene wala bank k malik ya os k wakeel se koe cheez bazaari qimat se 10% ya 20% ziyada qimat per khariday takeh bank osay khuch raqam bataur e qarz day day. Tau aisi sorat main qarz lena jaiz hoga or ye soodi karobaar bhi nahi hay. 2-or isi terah aik raqam ko is se ziyada raqaz k badale kisi cheez k sath shamil ker k bechanay haram sood ka hukum khatam ho sakta hay.maslan 100 rupay ko aik machis k sath aik maah baad ada kiay jane wale 110 rupay k badle frookht kerna sahi hay Q k ye soodi qarz nahi hay balkeh khareed o frokht hay. (Ref: Ayat Ullah Hafiz basher najafi(d.b), Tauzee hul masael, Mafhoom e Maslah #2854). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
1221
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Can I take loan from foreign Bank for business purposes?

Answer: Kaafir bank se sood (riba) ada karne ki shart par loan lena haram hai aur haram kaam se bachne k liay ye kar sakte hain k raqam ko kaafir bank se qarz ki niyat k baghair lain nah k loan ki niyat se agarchah jaante hoon k kaafir bank asal maal aur sood(riba) dono wosool karay ga. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #8, page#437). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey

Id:
1175
Mujtahid:
Aayat-ul-Allah Seestani

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Question: I want to take a loan from Standard Chartered (Foreign Non-Islmic bank) and Askari Bank. They will charge interest. Under what conditions I can take out the loan?

Answer: 1)Private ya government ya sami- government bank say is shart per qraza laina keh qarz li gae raqam say ziyada ada kia jaey ga, tu ye sood or haram hay.Laikin agar koe shaks private bank se sood ada kerne ki shart k sath qarz le le tu qarza sahi hoga or is raqam ko istemaal kerna halal hoga or shart batil hogi or shart pora kerne k liay sood daina or laina haram hoga.or agar government bank ya sami-government bank say koe qarza le tu sood se bachne k liay wo shaks ye kare k dil main mujtahid se qarz lene ki niyat kare or is qarze per sood ada kerne ki niyat nah kare agarcha os ko maloom ho k government ya sami-government bank baad is se apni asal raqam or sood wusool kare gi, tab bhi is terah qarza lena jaiz hay. (Ref: Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1,2,7). 2)Kaafir bank se sood (riba) ada karne ki shart par loan lena haram hai aur haram kaam se bachne k liay ye kar sakte hain k raqam ko kaafir bank se qarz ki niyat k baghair lain nah k loan ki niyat se agarchah jaante hoon k kaafir bank asal maal aur sood(riba) dono wosool karay ga. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #8, page#437). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey

Id:
1653
Mujtahid:
Aayat-ul-Allah Khoie

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Question: Is it permissible to work in a bank?

Answer: It is not allowed if that involve dealing with interest. (Ref: (Ref:Ayat Ullah khoe(r.a), Tauzee hul masael,Mafhoom e Maslah #2876).Update on dated 03-04-2015.(Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
1964
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Can we use the interest in the home provided by bank because of financial crisis... jo bank me money hai vo jama puncji hai .. so can we use it ... yahudi bank ho to kia kerna hia aur agr islamic bank ho to b .. wht is thge answer .. rply me as soon as possible

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
1867
Mujtahid:
Aayat-ul-Allah Seestani

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Question: I am working in Islamic bank Corporate Department .Is it permissible to work in Islamic banks.

Answer: It is allowed to work in the department where your job is not involved in haram transaction.(Ref: Email Rcvd from a.sistani dated: 03-04-15). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
2188
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Kia Banking k kisi bhi department me kaam kerna haram hai or jis dept me haram hai woh bhi batadeejiye?

Answer: Bank k haram kaam maslan wo kaam jo soodi maamlaat se merboot (related) hain, haram hain or in shobo (departments) main kaam kerna haram hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #before 29). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
2504
Mujtahid:
Aayat-ul-Allah Seestani

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Question: If bank collect interest on my salary I will collect my salary from this private bank?

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
2742
Mujtahid:
Aayat-ul-Allah Khoie

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Question: investment in private banks on monthly munafa scheme

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah khoe(r.a), Tauzee hul masael, Mafhoom e Maslah #2856,2860.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
3865
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Salam. Mera sawal bank kay howalay sy hai ka bank kay liability department may job karna jaez hai.

Answer: 1)Bank k haram kaam maslan wo kaam jo soodi maamlaat se merboot (related) hain, haram hain or in shobo (departments) main kaam kerna haram hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #before 29). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey). 2)Agar bank ya adara jis main profit daine wala(owner) musalman nah ho tu aise department main job kerna jaiz hay jahaan aisa soodi lain dain huta ho. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #29, pg#453). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
4750
Mujtahid:
Aayat-ul-Allah Seestani

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Question: AOA Main yahan UAE mein rehta hoon aur apni savings Pakistan bhej deta hoon. Agar wo savings kisi bank ya Government idarey mein hifazat ki niyat se deposit karaein to uss pe jo interest mile ga kya wo mere liye halal hoga? Jab ke meri niyat interest lene ki na ho balke raqam apne bachon ke liye mehfooz karni ki ho.

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
4790
Mujtahid:
-- None --

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Question: KYA ISLMIC BANKING ME PAISE SAVE KARNA OR PHIR US PAR PROFIT LY NA JAIZ HY PLZ THORA TAFSEELI JAWAB DYN

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
5327
Mujtahid:
Ayatullah Sistani

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Question: ma bank ke information technology(IT) department mai job kerta hon kia meri income halal ha?

Answer: Bank k haram kaam maslan wo kaam jo soodi maamlaat se merboot (related) hain, haram hain or in shobo (departments) main kaam kerna haram hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #before 29). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
5614
Mujtahid:
Aayat-ul-Allah Seestani

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Question: as salam:agha sahab ,,can i do job in bank as a cashier post....please give me reply as soon thanx

Answer: It is allowed to work in the department where your job is not involved in haram transaction.(Ref: Email Rcvd from a.sistani dated: 03-04-15). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
5754
Mujtahid:
sunni

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Question: mera sawal ye hai kye mare abu dead hogaye hain main aur sirf mare ami hain aur koi nahi humnain saving bank main 600000 rupeez rakwaye hain wo hamian har month 8400 rupeez datain hain yani 100000 par 1400 rupeez monthly kya ye rupeez halaal hain?

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
3610
Mujtahid:
Aayat-ul-Allah Seestani

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Question: salam .may nay kuch paisay private bank may 5 saal kay liay fix kiay hay ospay jo interest mujhay milta hay wo jaiz hay agr nahe to os raqam ka jo mujhay har month milta hay kia karna chahiay . dosra sawal ye hay kay wo raqam jo may nay bank may fix karwai hay ospay khums kaisay or kitni dafa niklna paray ga .wo paisay may nay 5 saal kay liay fix kiay thay beech may osko nahe nikalwa saktee 5 saal baad khums dogee ?.tafseel say jawab dain. shukrya

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). 4-Bank main fix kerwae hoe raqam per jab khums ki tareekh aajay tu os ka khums daina wajib hoga. Or jis cheez ka aik baar khums day dia jay tu phir os per khums wajib nahi hota. (Ref : Ayat Ullah Seestani(d.b), Minhaajus Saliheen Part # 1, Mafhoom e Maslah # 1212-1258 , Eidition 1430 hij). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
3648
Mujtahid:
Aayat-ul-Allah Seestani

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Question: We all know that interest is prohibited in islam. My question is that why islam has particularly prohibited interest. what is the main logic behind this prohibition?

Answer: Hazrat imam jaffar e sadiq a.s. se sood(interest) ki hurmat ka sabab dariyaaft kia gaya to apne frmaya k agr sood halal hota to log tijarat chhore dete inhen is ki zarorat na rehti or Allah ne sood ko haram kar diya take logo ko haram choorh kar tijarat aur khareed o farookht ki taraf laye.(Ref : kitab illul sharae part# 2 Mafhoom e pg # 388 ). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
3643
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Assalam-u-Alikum, Hum log pichlay 20 yrs say try kur rahay hain kay ghar khareed lain apna. Magar pesa juma nahi ho pata. Aur agar hota hai tau us waqt qeemat usee ghar ki bhar jati hai. Yai silsila kafi arsay say chal raha hai. Hum nay andaza lugaya hai kay hum bank loan par ghar khareed suktay hain aur phir loan ada kur suktay hain. Please Agha Sistani kay point of view say jawab dain. Jazzak Allah.

Answer: Private ya government ya sami- government bank say is shart per qraza laina keh qarz li gae raqam say ziyada ada kia jaey ga, tu ye sood or haram hay.Laikin agar koe shaks private bank se sood ada kerne ki shart k sath qarz le le tu qarza sahi hoga or is raqam ko istemaal kerna halal hoga or shart batil hogi or shart pora kerne k liay sood daina or laina haram hoga.or agar government bank ya sami-government bank say koe qarza le tu sood se bachne k liay wo shaks ye kare k dil main mujtahid se qarz lene ki niyat kare or is qarze per sood ada kerne ki niyat nah kare agarcha os ko maloom ho k government ya sami-government bank baad is se apni asal raqam or sood wusool kare gi, tab bhi is terah qarza lena jaiz hay. (Ref: Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1,2,7). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
3663
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Kya private/gov bank kay account opening dept may job karsektay hain

Answer: It is allowed to work in the department where your job is not involved in haram transaction.(Ref: Email Rcvd from a.sistani dated: 03-04-15). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
3699
Mujtahid:
Aayat-ul-Allah Seestani

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Question: i would like to ask,that i am working with UBL it was govt. but due to less shairs of govt. now it is private but still govt. has its shairs so is it permiable for me to take interest base loan for House or Car both are also my basic needs i had car and house but due to crises now i have saled them... as i am employee in UBL so the interest will be less and it will be easy to take loan for me. KINDLY TEL ME IN DETAIL

Answer: Private ya government ya sami- government bank say is shart per qraza laina keh qarz li gae raqam say ziyada ada kia jaey ga, tu ye sood or haram hay.Laikin agar koe shaks private bank se sood ada kerne ki shart k sath qarz le le tu qarza sahi hoga or is raqam ko istemaal kerna halal hoga or shart batil hogi or shart pora kerne k liay sood daina or laina haram hoga.or agar government bank ya sami-government bank say koe qarza le tu sood se bachne k liay wo shaks ye kare k dil main mujtahid se qarz lene ki niyat kare or is qarze per sood ada kerne ki niyat nah kare agarcha os ko maloom ho k government ya sami-government bank baad is se apni asal raqam or sood wusool kare gi, tab bhi is terah qarza lena jaiz hay. (Ref: Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1,2,7). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
3737
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Asalam o alekum, Ya ALi madad. Kehte hain bank ka pura buisness sood pe hai kya ye sahi hai ? second bank ki job jaiz hai? syed Agha raza mehedvi jo ayatullah seestani k wakeel hain unka kehna hai k sirf wo bank jiska owner gher muslim ho us bank me job kerna jaiz hai. Muslim banks jnke owner muslim hn un banks me job kerna thk nahi. Kya ye sahi hai?

Answer: 1)Ye baat durust nahi hay k bank k tamaam kaam sood per mushtamil hotay hain.Balkeh khuch kaamo main sood ka ta’al’luq hi nahi hota maslan school fees, electric, Gas and telephone bills ki raqam wusool kerna. 2)Bank k haram kaam maslan wo kaam jo soodi maamlaat se merboot (related) hain, haram hain or in shobo (departments) main kaam kerna haram hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #before 29). 3)Agar bank ya adara jis main profit daine wala(owner) musalman nah ho tu aise department main job kerna jaiz hay jahaan aisa soodi lain dain huta ho. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #29, pg#453). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
3755
Mujtahid:
Aayat-ul-Allah Seestani

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Question: salam i want to know that the intenship and external audit in banks is allowed or not plz reply me fast..

Answer: It is not allowed if that involve dealing with interest. (Ref: E-mail rcvd sistani d.b, dated: 02-04-2015) Update on dated 03-04-2015.(Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
2986
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Salaam alaikum I wanted to ask that i am an MBA . can i work in banks ? because previous i heard it was not allowed. iltemas e dua Khuda Hafeez

Answer: If your job does not have anything to do with interest, there is no problem in it. (Ref:Ayat Ullah Khoe(R.h), Tauzee hul masael, Mafhoom e Maslah #2876). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
3443
Mujtahid:
Aayat-ul-Allah Seestani

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Question: BANK MAY KON KON SAY DEPARTMENT MAY JOB KARNA HARAM HAY. THANKS

Answer: Bank k haram kaam maslan wo kaam jo soodi maamlaat se merboot (related) hain, haram hain or in shobo (departments) main kaam kerna haram hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #before 29). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
5592
Mujtahid:

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Question: I have a question k kia Islamic Banking mein investment halal hai kia. Aaj kul Standard Chartered, Bank Islami aur some other banks hain jo Islamic assets mein invest kartay hain aur they says k wo halal way par kaam kartay hain jo k islamic shariaa k ain mutabiq hai. I want to know if there is any way / policy jo banking say relevant ho aur confirm karay k wo halal hai.

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). 4-Munafa (profit) lene k liay on banko main raqam jama kerna jaiz hay, jin main ghair muslimo ka sermaya (capital) laga hoa ho chahay wo bank private hoon, government hoon ya mushtarka(semi-government) hoon. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #8). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
7724
Mujtahid:
Ayatollah Seestani

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Question: Assalamo Alaikum. My question is regarding the fatwa on permissibility of collecting interest from kafir banks. My question is that if we start putting all money in such banks, e.g. Barclays, Standard Chartered,as only their return is permissible, will it not place the banks owned by Muslims, specially by Momineen at a disadvantage? The kafir banks will be able to mobilize more deposits and dominate the financial system whereas Muslim Banks will suffer. Should we not try and strengthen banks owned by Muslims? Thank you!

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). 4-Munafa (profit) lene k liay on banko main raqam jama kerna jaiz hay, jin main ghair muslimo ka sermaya (capital) laga hoa ho chahay wo bank private hoon, government hoon ya mushtarka(semi-government) hoon. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #8). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
7423
Mujtahid:
aqa hussain ali sistani

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Question: kya bank m paise rakhna jaez h? shadi kay liye behtarin dua konsi hai jo jald asar b ho aur aurat achay say us rishtay ko nibha saqay? kya insurance policy karwawna jaiz h? agr ami parda krne s mana karen tu kya hukam h?

Answer: 1)Bank main raqam jama kerwana jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3-4-5, Pg#436). 2) Shadi k liye Agar sura-e-muzammil ko rozana aik dafa 41 days tak parh kar dua ki jaey to (inshallah) yaqeenan rishta tay ho jaey ga. (REF: Wazaif-ut-talib, Mafhoom e pg # 76) 3) Insurance karana jaiz he. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #32-40). 4) Parda kerna wajib hai or wajibat or muhramaat men waldain ka kehna maanna jaiz nahi hai. (Ref: Ayat-ul-Allah Sistani(db), Rcve from: http://www.sistani.org/arabic/qa/02073/). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
7416
Mujtahid:
Ayat Ullah Seestani

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Question: agar kuch paisa ap ko maa bap yah bhai shade ka bad gift kare uss paisay ko bank ma rakh k monthly interest lia ja sakta haee yah yeh sood ho ga

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
11668
Mujtahid:
SISTANI

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Question: AGHA SB MAY BANK MAY KAM KARTA HO FAYSAL BANK MAY AND MERA KAM OPERATION SUPPORT HAY MAY BRANCHES MAY VISIT KARTA HO LIKE AUDIT TYPE KIA BANK SAY MILNAY WALI SALARY MUJH PER HARAM HAY.

Answer: If your job does not have anything to do with interest, there is no problem in it. (Ref:Ayat Ullah Khoe(R.h), Tauzee hul masael, Mafhoom e Maslah #2876). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
3177
Mujtahid:
-- None --

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Question: Kiya national saving center mein raqam deposit karkey monthly munafa leyna Shariyat ky mutabiq sahi hai ya hai? Kuoonkay is raqam sy karobar karnay ka koi tajarba nahi hai aur raqam kay zaya hojanay ka dar hai.

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
3212
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Investment in National Saving Bonds (NSB) recently issued by Government of Pakistan is Halal or Haram? Information about NSB: http://www.savings.gov.pk/NATIONAL%20SAVINGS%20BONDS%20RULES.pdf http://www.dawn.com/wps/wcm/connect/dawn-content-library/dawn/news/business/19-national-savings-bonds-to-be-launched-on-11th-hh-04

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
3260
Mujtahid:
Aayat-ul-Allah Seestani

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Question: hamai yaqeen he ke sab banko mai sodi muamela hota he. ab kia bank mai paisai sirf hefazat ki niat se rakhna jayiz he? kia ye gunah par madad nahi hoga?

Answer: Ye baat durust nahi hay k bank k tamaam kaam sood per mushtamil hotay hain.Balkeh khuch kaamo main sood ka ta’al’luq hi nahi hota maslan school fees, electric, Gas and telephone bills ki raqam wusool kerna. 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
12120
Mujtahid:
Aga Khoi ba ijazat Aga Sistani

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Question: As,salam o Alaikum. JazakAllah for your services. I could not find a question specific to my scenario. that is, HOW IS IT TO WORK IN A BANK OPERATING IN PAKISTAN, WHICH CALLS THEMSELVES islamic bank, LIKE MEEZAN BANK, BANKISLAMI. Or you can also say that i am asking are the system of these so called islamic banks INTEREST FREE

Answer: If your job does not have anything to do with interest, there is no problem in it. (Ref:Ayat Ullah Khoe(R.h), Tauzee hul masael, Mafhoom e Maslah #2876). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
12384
Mujtahid:
Imam Sistani

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Question: Bank ma job karna kasa ha

Answer: Bank k haram kaam maslan wo kaam jo soodi maamlaat se merboot (related) hain, haram hain or in shobo (departments) main kaam kerna haram hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #before 29). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
13478
Mujtahid:
aka sestani

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Question: meray father zinda nai hai,hm nay kuch paisay invest kiay hai national saving mai kia uska profit hmary lea halal hai?

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay.(Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
13598
Mujtahid:
Agha sestani

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Question: Asalam o alaikum agar koi amount 5saal ya kuch arsy k liye fixed kr diya jaye or us pa monthly kuch munafa bank hamary acount ma transfer kary to kiya us mafy ki raqm ka istimal jaiz hai

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
13573
Mujtahid:
aka sestani

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Question: kia national saving certificates say milnay wala profit jaiz hai?

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
13907
Mujtahid:
agha sistani

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Question: qibla sahib kiya banks ki job jaiz hai

Answer: Bank k haram kaam maslan wo kaam jo soodi maamlaat se merboot (related) hain, haram hain or in shobo (departments) main kaam kerna haram hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #before 29). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
14430
Mujtahid:

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Question: mere bank account main paise hai aur bank us ka interest deta hai to wo paise kharch karna jaiz hai,ya haram hai?

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
14428
Mujtahid:
Aayat-ul-Allah Seestani

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Question: A-O-A MERA SAWAL YE HY KHY KAFIR BANK SY LOAN LY SAKTY HEN? AUR AGER MAJBORAN NA DY SAKYEN TO KY KAREN AUR ES KA KHUMS KYSY NEKAL SAKTY HEN? AUR MUJTAHED TAK KYSY khums ke raqm dy sakty hen ? khuda hafiz

Answer: Kaafir bank se sood (riba) ada karne ki shart par loan lena haram hai aur haram kaam se bachne k liay ye kar sakte hain k raqam ko kaafir bank se qarz ki niyat k baghair lain nah k loan ki niyat se agarchah jaante hoon k kaafir bank asal maal aur sood(riba) dono wosool karay ga. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #8, page#437). 2)Qarz ki asal raqam per khums wajib nahi hota Q k os raqam k aap malik hi nahi hotay. Agar ye bank private ho tu saal ki amadani (income) se jitni raqam bank ko wapas kerdi ho or qarze ki asal miqdaar aap k saal k akhrajaat main istemaal nah hoe ho tu otni miqdaar ka khums nikaalna wajib hoga. (Ref: Mujtahid se pochay gay sawalaat,part#1, sawaal#108) 3) Ayatullah Sistani(d.b) k Karachi main bohot se vakeel maujood hain.jin main se aik Maulana Ali Raza Mehdavi hain.or Madrasa Quran o Itrat Academy k principal bhi hain.or in ka contact number 021-32226948, 021-32237207 hay.(Ref:www.qoitrat.org). Addres: 365/1, pire street , garden east karachi Pakistan. Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
16079
Mujtahid:
Ayatullah Sistani d.b.

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Question: Agar koi muslman bank k computer sai apna maal niklna chahae aur computer sai is ki matlooba miqdar sai ziada maal nikl aye to kia is ziada maal ko wasool krna jaiz hai jis ka ghair islami bank ko ilm nhi?

Answer: Jaiz nahi. (Ref : Ayatullah Sistani, Jadeed faqhi masael , Mafhoom e maslah #226 , Pg #147 , Eidition# 5). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
9236
Mujtahid:
AYATULLAH SISTANI

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Question: SALAM AGHA BANK KI JOB KA FATWA BATAYIEH TAFSEEL SAY

Answer: Bank k haram kaam maslan wo kaam jo soodi maamlaat se merboot (related) hain, haram hain or in shobo (departments) main kaam kerna haram hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #before 29). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
26708
Mujtahid:

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Question: salam, mera sawal hey ky bank main paisay fix kara ky us ka prophit laina islam main jaiz hey ya nahi aur aisa krna kya kehlata hy plz tell me in detail thankx

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
39895
Mujtahid:
agah sistani

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Question: main bank kam karta ho kia bank job sahi hai yani harm to nhi

Answer: Bank k haram kaam maslan wo kaam jo soodi maamlaat se merboot (related) hain, haram hain or in shobo (departments) main kaam kerna haram hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #before 29). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
44753
Mujtahid:
sistani

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Question: Profit received from investment in National Saving Certificates of Government of Pakistan is halal or haram?

Answer: Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay.(Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
45584
Mujtahid:
Sistani Sahab

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Question: Assalam-o-Alaekum! mera sawal ye hy k hum jo paisa bank mai deposit krwate hain or us pe jo interest lgta hy wo jaiz hy ya ni agar hum us mai se Imam Ka Haq nikal den tau kya interest ka baqi bacha hua paisa jaiz hojata hy or Imam Ka Haq kitna nikala jata hy?

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
41229
Mujtahid:
AGHA-E-KHOOEE/SHISTANI

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Question: I am 52 years old and passing through very difficult times as I am unable to find suitable job after returning from Dubai. Having explored all avenues and not successful, is there any exception for working in a Pakistani Muslim Bank as Accountant. Only Banks are allowing relaxation in age for hiring. ILTIMAS-E-DUA

Answer: If your job does not have anything to do with interest, there is no problem in it. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #before 29, pg#453). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
46950
Mujtahid:
Agha Seestani

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Question: salam qibla me ek goverment emplooyer hon kya main goverment ki zimedari par ek private bank se qarza le sakta hon

Answer: Private ya government ya sami- government bank say is shart per qraza laina keh qarz li gae raqam say ziyada ada kia jay ga, tu ye sood or haram hay.Laikin agar koe shaks private bank se sood ada kerne ki shart k sath qarz le le tu qarza sahi hoga or is raqam ko istemaal kerna halal hoga or shart batil hogi or shart pora kerne k liay sood daina or laina haram hoga.or agar government bank ya sami-government bank say koe qarza le tu sood se bachne k liay wo shaks ye kare k dil main mujtahid se qarz lene ki niyat kare or is qarze per sood ada kerne ki niyat nah kare agarcha os ko maloom ho k government ya sami-government bank baad is se apni asal raqam or sood wusool kare gi, tab bhi is terah qarza lena jaiz hay. (Ref: Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1,2,7). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
47739
Mujtahid:

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Question: A.O.A ! sir jee mera sawal ye hai k islam ki nazar ma sood kehty kisy hain! kya aus pesy ko sood kehty hain jo begair mehnat k kamaya jaie! aur bank ma invest kie hoy paiso ka profit laina sood kehlata ha ya haram! aur mujhay sood waly kam aur jin kamno ko haram kehty hain wo knsy hty hain example b di ga plz!

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
16134
Mujtahid:
sistani saheb

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Question: A-O-A mera sawal ye hy khy ky kafir bank sy loan ly sakty hen aur ager kese magbure sy wapas na kar sa ky to sahe hy aur es ka khumes nekal sakty hen.es raqam ka men insurans ke raqam dy chuka hon.

Answer: Private ya government ya sami- government bank say is shart per qraza laina keh qarz li gae raqam say ziyada ada kia jay ga, tu ye sood or haram hay.Laikin agar koe shaks private bank se sood ada kerne ki shart k sath qarz le le tu qarza sahi hoga or is raqam ko istemaal kerna halal hoga or shart batil hogi or shart pora kerne k liay sood daina or laina haram hoga.or agar government bank ya sami-government bank say koe qarza le tu sood se bachne k liay wo shaks ye kare k dil main mujtahid se qarz lene ki niyat kare or is qarze per sood ada kerne ki niyat nah kare agarcha os ko maloom ho k government ya sami-government bank baad is se apni asal raqam or sood wusool kare gi, tab bhi is terah qarza lena jaiz hay. (Ref: Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1,2,7). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
16124
Mujtahid:
sistani

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Question: muje car lena hain loan se kya le sakti hu income tax bachane ke liye muje loan se car leni can i

Answer: Private ya government ya sami- government bank say is shart per qraza laina keh qarz li gae raqam say ziyada ada kia jay ga, tu ye sood or haram hay.Laikin agar koe shaks private bank se sood ada kerne ki shart k sath qarz le le tu qarza sahi hoga or is raqam ko istemaal kerna halal hoga or shart batil hogi or shart pora kerne k liay sood daina or laina haram hoga.or agar government bank ya sami-government bank say koe qarza le tu sood se bachne k liay wo shaks ye kare k dil main mujtahid se qarz lene ki niyat kare or is qarze per sood ada kerne ki niyat nah kare agarcha os ko maloom ho k government ya sami-government bank baad is se apni asal raqam or sood wusool kare gi, tab bhi is terah qarza lena jaiz hay. (Ref: Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1,2,7). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
16745
Mujtahid:

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Question: asslamualikum mera sawal yeh h a k kia hum ek kafir ki company main paise invest kar sakhtey or wo humey har 10 days badd profit de bina koi mehnat kiye yeh kia jaiz ha ??

Answer: Munafa (profit) lene k liay on banko main raqam jama kerna jaiz hay, jin main ghair muslimo ka sermaya (capital) laga hoa ho chahay wo bank private hoon, government hoon ya mushtarka(semi-government) hoon. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #8). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
9285
Mujtahid:
sistani sahib

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Question: can i take money from komi bachat is this sood because govt offer i heard this is not form of sood kindly clear my question

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay.(Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
9380
Mujtahid:
sistani sahib

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Question: kindly inform me please komi bachat say prfit lay saktay haee is it soud ?

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
9395
Mujtahid:
aqa sistani sahib

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Question: slam o alaikum kia komi bachat ma kuch rakam rakh k interest lay saktay haee lz reply sooon

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
53323
Mujtahid:
AGHA SISTANI

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Question: KIA BANK SAI FINANCE PER CAR LAI SAK TI HAI

Answer: Private ya government ya sami- government bank say is shart per qraza laina keh qarz li gae raqam say ziyada ada kia jay ga, tu ye sood or haram hay.Laikin agar koe shaks private bank se sood ada kerne ki shart k sath qarz le le tu qarza sahi hoga or is raqam ko istemaal kerna halal hoga or shart batil hogi or shart pora kerne k liay sood daina or laina haram hoga.or agar government bank ya sami-government bank say koe qarza le tu sood se bachne k liay wo shaks ye kare k dil main mujtahid se qarz lene ki niyat kare or is qarze per sood ada kerne ki niyat nah kare agarcha os ko maloom ho k government ya sami-government bank baad is se apni asal raqam or sood wusool kare gi, tab bhi is terah qarza lena jaiz hay. (Ref: Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1,2,7). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
53253
Mujtahid:
Ayatullah Sistani

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Question: Is it permissible to take interest on regular income certificates?

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
53576
Mujtahid:

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Question: fixed deposite ma jonsy paisay zaid milty hy kia insan usay khud pr kharch kr skta hy .woh haram tu ni hoty

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
53614
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Kya Fix Deposite Pe Bank Me Pesay rakhnay Ke Bad Jo Dogna Raqam Milti hai Kya Ye Izafi Raqam Layna Jaiz Hai??? Kya Ya Sood Me Shamil Hi?????. Please Give Me Answer Very Quicklt . Jazzakaallah.

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. 3- Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
42097
Mujtahid:

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Question: salam.sir mayra ap say ye sawal hy k muj per bot ziyada bank may job kerney walwy logo k proposal aty hy lykin may inkar kerti hu kiya bank walu ki job haram hy q k may nay soona hy k humarah bank ka nazam soodi hy is liye bank may job kerney waly ki salary haram hy plz ans me in detail

Answer: Bank k haram kaam maslan wo kaam jo soodi maamlaat se merboot (related) hain, haram hain or in shobo (departments) main kaam kerna haram hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #before 29). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
53738
Mujtahid:

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Question: kia bank job krna jaiz he.....?

Answer: Bank k haram kaam maslan wo kaam jo soodi maamlaat se merboot (related) hain, haram hain or in shobo (departments) main kaam kerna haram hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #before 29). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
52009
Mujtahid:
no one

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Question: Sir mein aik mental patient hoon.mujhe normal rehne ke liye sari zindagi medicine leyni hein. Mera koi zarya e muash be nahi he (bemari ki waja se) To is Surat me kia mein national saving se profit lay sakta hoon? Ta ke mein apni medicine khud lay sakun or chote motay karhay kar sakun.mein kisi Par boj na banun.thanks.

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
57340
Mujtahid:
Aayat-ul-Allah Seestani

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Question: 1. Kya Prize Bonds per Khums wajeb hay. 2. Kya US Dollar ki shakal me jo raqm mojud ho us per be Khums wajeb hey. 3. Kya Prize Bond per niklne waly inam ka 1/2 misakeen ko dena wajeb hey. 4. Kya Private Bank key PLS account per milney wala profit ka istamal jayyez hey. Thanks

Answer: 1) Agar khums ki tareekh per prize bond men se jitni raqam bach jaey to us ka khums dena wajib hoga. (Ref : Mujtahid se pochay gaey sawalaat, part # 3, Mafhoom e sawaal # 93,pg # 48 ). 2) jee haan. (Ref : Mujtahid se pochay gaey sawalaat, part # 3, Mafhoom e sawaal # 93,pg # 48 ) 3) Prize bond ki pori raqam aap k liay halal hay.(Ref: Mafhoom e E-mail rcvd from farsi@alsistani.org, dated:18-02-2011) 4) Private bank se jo munafa(profit) baghair sood ki shart k mile wo pora jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
10718
Mujtahid:
Ayat ullah sistani

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Question: Kia Private Bank mein telephone operataing ki job karna jaiz hai?

Answer: Jaiz hay. (Ref: Mafhoom e email rcvd from a.sistani. dated: 19-03-15) Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
61605
Mujtahid:
Aayat-ul-Allah Seestani

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Question: Asalam O Aleikum, Qomi bachat bank main mahana offer hai jismain mahenay k akhir main 10-12% profit lagta hai kiya ye profit sood main tu ni hai aur lana haram hai ya ni,,, bank walay apnay account holder jo koe 1 lac ya za'ed raqam rakhway tu bank walay uske paisun ka 10-12% profit laga daty hain for example pensioner apni zindagi ki jama ponji bank main rakhwa deta hai aur monthly bank usay profit deti hai aur wo check bhar k wo leta rahay... jaiz ya najaiz batayn?

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5.). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
9916
Mujtahid:
ayat ulla sistani sahib

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Question: kia komi bacahat say interest laina soud hae

Answer: 1-Private ya government ya sami- government bank main sood lene ki shart per raqam jama kerwana jaiz nahi hay or ye sood hay. 2-Government bank se jo munafa(profit) baghair sood ki shart k mile wo is sorat main jaiz hay jab sood ki adhi raqam deendaar ghareeb or mustahaq afraad ko sadqa di jaay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #3,5,). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
56677
Mujtahid:
Aayat-ul-Allah Seestani

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Question: AOA, Q1: main UBL bank main contract base job(software engineer jo bank k software banaty hai) karta ho. mari salary private company dati hai. ya jaiz hai ya nahi? Q2: Bank k employee jo bank k software banata ho us ka soodi mamilat main dakhal nahi hai. Emplyee ka kam sirf bank k software banana hai. Ujrat jaiz hai ya nahi? Thanks

Answer: Jaiz hay. (Ref: Mafhoom e email rcvd from a.sistani. dated: 19-03-15) Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
62187
Mujtahid:

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Question: slam'mere husband bank se loan lena chahte hain mkan bnane k liye hum rent pe rehte hain r bht mushkil main hain' mgr bank loan pe sood lgta hai' kya sood pe qrz lena jaiz hai?

Answer: Private ya government ya sami- government bank say is shart per qraza laina keh qarz li gae raqam say ziyada ada kia jay ga, tu ye sood or haram hay.Laikin agar koe shaks private bank se sood ada kerne ki shart k sath qarz le le tu qarza sahi hoga or is raqam ko istemaal kerna halal hoga or shart batil hogi or shart pora kerne k liay sood daina or laina haram hoga.or agar government bank ya sami-government bank say koe qarza le tu sood se bachne k liay wo shaks ye kare k dil main mujtahid se qarz lene ki niyat kare or is qarze per sood ada kerne ki niyat nah kare agarcha os ko maloom ho k government ya sami-government bank baad is se apni asal raqam or sood wusool kare gi, tab bhi is terah qarza lena jaiz hay. (Ref: Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1,2,7). Update on dated 03-04-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
6261
Mujtahid:
Ayat Ullah Sistani

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Question: Salam, I am living in Australia. Can I take interest from an Austalian Bank, is it halal/allowed?

Answer: It is lawful to take profit from these banks if capital of these banks are related with non-Muslims. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah # 08, Pg# 437). Update on dated 13-03-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).

Id:
42461
Mujtahid:

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Question: Agar bank say loan liya jy aur full hardwork kiya jy phir bank ko us ki Sara lagan ada ker diya jy baqi Jo reqm(profit) bachti hai us main soud shamil hai k nai?

Answer: Private ya government ya sami- government bank say is shart per qraza laina keh qarz li gae raqam say ziyada ada kia jay ga, tu ye sood or haram hay.Laikin agar koe shaks private bank se sood ada kerne ki shart k sath qarz le le tu qarza sahi hoga or is raqam ko istemaal kerna halal hoga or shart batil hogi or shart pora kerne k liay sood daina or laina haram hoga.or agar government bank ya sami-government bank say koe qarza le tu sood se bachne k liay wo shaks ye kare k dil main mujtahid se qarz lene ki niyat kare or is qarze per sood ada kerne ki niyat nah kare agarcha os ko maloom ho k government ya sami-government bank baad is se apni asal raqam or sood wusool kare gi, tab bhi is terah qarza lena jaiz hay. (Ref:Ayat Ullah Seestani(d.b), Tauzee hul masael,Edition# 35,Mafhoom e Maslah #1,2,7). Update on dated 13-03-2015. (Khuda aap ko Uloom e Aal e Muhammad(s.a.w.w) sekhne ka ajar ata farmaey).